"Essentially, this means that jobs from Gerald, Simeon, etc will all be available on the voting screen along with races, parachute jumps, and other missions."
Unless this includes missions from the likes of Lester and Martin as well, you may as well not bother. The jobs for Simeon take ages and pay next to nothing. Gerald's jobs pay poorly too, especially after Violent Duct's payout was cut to a third of what it was originally. The jobs for Martin and Lester which unlock post rank ~60 are not only the better paying jobs in the game, they are also far more enjoyable to play – take Trash Talk for example, which not only pays out $23,000 but also has three distinct tasks to accomplish, in a welcome change from the 'go here, kill these guys, drive back' pattern found in every Gerald job.
Until the hospital bills are removed, there is certainly no point doing most of the story jobs by yourself though. Not only do online characters appear to have less health than the protagonists in story mode (and Super Heavy Armor is about as effective as tissue paper, even taking damage from bike accidents), but the AI in online is unbelievably powerful – they can hit you with a pistol at sniper range, and their accuracy from moving cars is truly frightening. I now mentally subtract $495 from the payout of every mission in my phone's job list, since I can be certain I won't have any armour left by the time I am finished.
I am still enjoying the open world MMO feel of GTA Online. I just wish I didn't feel quite so helpless in the game world. Every good way of making money that existed has been taken out, while the tempting LSC car-selling glitches have been left in. You can't replay Violent Duct, you can't replay story missions, you can't blow up the documents in Rooftop Rumble, you can't stand in good spots in Survival, you can't sell the car in Out of Court Settlement, betting wins are capped, RP for fastest laps is capped... The list goes on and on and on. And forget having fun in freemode – you lose thousands of dollars every time you die, and god help you if you blow up someone else's personal vehicle or you'll end up with a lovely little dunce cap!
Why do you think people are – sorry, were – farming these missions? Why do you think people are glitching? It is not just to spite you and your efforts. It is because we feel helpless – you patch ways of making decent money at a moment's notice but medical bills 'are being investigated'. Missions can't be restarted anymore, but still you felt the need to reduce their payouts, keeping low-ranking players down and stifling their progress. Mission payouts below level 45 barely cover medical bills and the obligatory armour purchase. It is a sad state of affairs when races remain the best way of making money and RP in the game until well after level 50.
I notice Rockstar have never replied to the common criticism that all this has been done to increase the temptation to buy cash cards – maybe that's because that is entirely true. I am sure there will be many like me though, who are determined to never buy a cash card for that very reason.
It's time to admit it – Rockstar got the game balance wrong.